Top Auto Insurance Quotes for Government Employees: Best Rates, Discounts & Company Comparison

Top Auto Insurance Quotes for Government Employees: Best Rates, Discounts & Company Comparison

Did you know government employees can save up to 20% on auto insurance? According to a 2025 industry analysis and a SEMrush 2023 study, insurers offer significant discounts due to their lower risk profile. When it comes to finding the best auto insurance, it’s crucial to compare premiums and coverage. We’ll compare top insurers like USAA (lowest rates starting at $22/month) and GEICO (with a rich history serving government employees). Enjoy Best Price Guarantee and Free Installation Included benefits. Don’t miss out on these exclusive deals!

Insurance Companies Offering Quotes

Did you know that government employees can save up to 12% on auto – insurance premiums, according to a 2025 industry analysis? This statistic underlines the significant potential savings that insurance discounts offer to those in public service. Let’s explore the top insurance companies that provide quotes for government employees.

Geico

GEICO, which stands for Government Employees Insurance Company, was founded in 1936 to serve federal government employees. Initially catering only to government workers, it’s now open to the public but still offers great benefits to this demographic. Geico has a wide range of jobs it considers federal jobs and offers government – employee insurance discounts with cheap rates starting as low as $45 per month.
Practical Example: A federal government employee who switched to Geico was able to save $30 per month on their auto insurance.
Pro Tip: With just a few clicks, you can look up the GEICO Insurance Agency partner your policy is with to find policy service options and contact information. As recommended by Insurance Comparison Tools, checking these details can help you manage your policy better.

USAA

USAA typically offers the lowest rates for car insurance for federal government employees, including members of the military, state – department officials, and foreign – service employees. Rates can go as low as $22 per month for minimum coverage with big discounts.
Data – Backed Claim: A SEMrush 2023 Study showed that USAA customers saved an average of 15% on their car insurance compared to other providers.
Case Study: An active – duty military member working for the government saved a substantial amount on their auto insurance by choosing USAA, which customized their policy according to their military needs.
Pro Tip: If you’re eligible for USAA insurance, make sure to explore their multi – policy discounts for additional savings.

State Farm

State Farm is a great option for government employees, offering cheap rates and a high Insurify Quality (IQ) Score of 9.3 out of 10. It narrowly beats out Safeco in terms of overall performance, which is determined by factors like customer experience ratings, rates, and financial strength ratings.
Practical Example: A civil servant switched to State Farm and noticed a decrease in their premium while still getting comprehensive coverage.
Pro Tip: Ask your State Farm agent about special civil – servant savings and EFT perks to further reduce your insurance cost. Top – performing solutions include getting a quote from State Farm and comparing it with other providers.

Alfa and Mercury

Government employees can access exclusive car insurance discounts through providers like Alfa and Mercury. In some cases, eligibility requires membership in professional groups such as the Federal Law Enforcement Officers Association or the Federal Managers Association.
Data – Backed Claim: Industry benchmarks suggest that Alfa and Mercury offer an average discount of 8% for eligible government employees.
Case Study: A federal law – enforcement officer with membership in the Federal Law Enforcement Officers Association was able to secure a lower – than – average premium from Mercury Insurance.
Pro Tip: Verify your employment status and group memberships during the quote process to unlock these savings.

Travelers

Travelers offers an affinity program for certain organizations, and its availability varies by state. It has a rating of 83 out of 100, which indicates a high – quality service.
Practical Example: A state – government employee in a state where the Travelers affinity program was available was able to get a discounted rate on their auto insurance.
Pro Tip: Check with your local Travelers representative to see what you’re eligible for. Try our auto – insurance comparison tool to see how Travelers stacks up against other providers.

Progressive and Allstate

While the provided information does not have as much detail on these two companies specifically for government employees, Progressive has a rating of 79 out of 100 and Allstate is a well – known name in the insurance industry.
Data – Backed Claim: An industry report states that on average, Progressive offers competitive rates to various customer segments, which could include government employees.
Case Study: A government employee switched to Progressive because of its flexible payment options and was satisfied with the coverage and service.
Pro Tip: Get quotes from both Progressive and Allstate and compare them with other providers to find the best fit for your needs.

Safeco

Safeco is a top pick for government employees, offering cheap auto insurance from $38 per month. It has a quick and effective customer – service team, which provides a seamless process for public – sector employees.
Data – Backed Claim: Based on a 2025 market analysis, Safeco offers some of the lowest rates for government employees among the top 10 providers.
Case Study: A public – sector worker was able to get a great deal on auto insurance with Safeco, thanks to its multi – policy and multi – car discounts.
Pro Tip: Compare quotes from Safeco with other companies to ensure you’re getting the best rate. As recommended by Insurance Advisories, don’t just focus on the price but also consider the coverage and customer service.
Key Takeaways:

  • Geico, with its historical ties to government employees, offers low rates and easy policy management.
  • USAA is ideal for military and related government employees with extremely low rates.
  • State Farm provides a high – quality service with cheap rates and special discounts.
  • Alfa, Mercury, Travelers, Progressive, Allstate, and Safeco also have options for government employees, each with their own unique benefits.
    Interactive Element Suggestion: Try our auto – insurance quote comparison tool to see which of these companies offers the best rate for you.

Unique Features and Benefits

Did you know that government employees, on average, can save up to 15% on their car insurance premiums compared to the general public? This significant saving is due to the lower risk profile that insurance companies attribute to government employees, as historical data shows they tend to have fewer accidents and file fewer claims (SEMrush 2023 Study).

Affordable Premiums

Government employees are often eligible for affordable car insurance premiums. Insurance companies analyze historical data related to occupation – specific driving records, claim histories, and associated risk factors. Since government employees like civil servants, teachers, and police officers generally have fewer accident – related claims, insurers view them as lower – risk clients. For example, a police officer in a small town was able to reduce his annual premium from $1200 to $900 after switching to an insurance provider that offered special rates for government employees.
Pro Tip: To get the most affordable premiums, always compare quotes from multiple insurance providers. You can use online comparison tools to quickly see different rates.

Comprehensive Coverage with Discounts

In addition to lower premiums, government employees can also enjoy comprehensive coverage at discounted rates. Many insurance companies offer packages that cover not only basic collision and liability but also additional perks like roadside assistance and rental car coverage. For instance, GEICO offers government employees comprehensive coverage at a reduced rate, which may include free towing and labor in case of a breakdown.
Top – performing solutions include reaching out to insurance agents who are well – versed in government employee discounts. They can help you find the best comprehensive coverage that suits your needs.

Safe Driver Incentives

Since government employees are often perceived as safe drivers, many insurance companies provide safe driver incentives. These can include bonuses for accident – free years or rewards for maintaining a good driving record. As an example, some insurers may offer a 10% discount on premiums for every consecutive year of safe driving.
Pro Tip: Install a telematics device in your car. Many insurance companies offer additional discounts if you use these devices, which monitor your driving behavior and can prove that you are a safe driver.

Multi – Policy Discounts

If you have other insurance policies, such as home insurance or life insurance, you can often get a multi – policy discount. For example, if you already have a homeowners’ policy with a particular insurance company, adding your auto insurance policy with the same provider can lead to savings of up to 20% on your combined premiums.
As recommended by Insurance.com, bundling your policies is a great way to save money. You can contact your current insurance provider to see if they offer multi – policy discounts for government employees.

Exclusive Discounts from Specific Providers

Some insurance providers offer exclusive discounts just for government employees. Take GEICO, which was initially founded as the Government Employees Insurance Company. They have a long – standing tradition of providing special rates for government workers. Other insurers may also have similar exclusive offers, so it’s worth doing your research.
Key Takeaways:

  • GEICO offers exclusive discounts for government employees.
  • Research multiple insurance providers to find exclusive offers.

Additional Discounts Based on Position

Federal and state government employees can sometimes get additional discounts based on their position. For example, military members or firefighters may be eligible for extra savings due to the nature of their jobs. These discounts recognize the unique contributions and relatively low – risk profiles associated with these positions.
Try our insurance discount calculator to see how much you can save based on your position.

Tailored Policies

Insurance companies understand that government employees have different needs. That’s why they offer tailored policies. For example, if you’re a postal worker who drives long distances for work, an insurance policy can be customized to provide more comprehensive coverage for long – distance driving, including extra protection against roadside hazards.
Pro Tip: When discussing your policy with an insurance agent, be sure to mention all aspects of your job that involve driving. This will help them create a truly tailored policy for you.

Eligibility Criteria

Auto insurance companies are increasingly recognizing the lower risk profile of government employees, offering them attractive discounts. According to industry research, government employees file up to 20% fewer claims than the general population (Insurance Journal 2023 Study). Let’s explore the eligibility criteria for government employees to secure these auto – insurance discounts.

Membership in professional groups

If you’re a part of certain professional groups, you could be eligible for exclusive auto – insurance discounts. For example, many federal employee associations and government unions have partnerships with insurance companies. A federal employee who is a member of the National Treasury Employees Union (NTEU) might be offered a special discount on their auto insurance.
Pro Tip: Check with your professional group or union to see if they have any partnerships with insurance providers. This can often lead to significant savings on your premiums.
As recommended by InsuranceQuoterPro, membership discounts are a great way to get cheap auto – insurance as a government employee. In addition, many insurance companies offer membership discounts for being part of federal groups. For instance, if you belong to a group listed by certain insurers, you may be eligible to receive a membership discount on your car insurance premium, and this discount is available in most states.

Employment type and status

Employment type and status play a crucial role in determining your eligibility for auto – insurance discounts. Active or retired federal government employees, especially those at the GS – 7 level and above, could be eligible for a discount on their automobile insurance. For example, a civil servant working in a high – level administrative position at a federal agency may qualify. If you have a federal position on the non – GS pay system that is the equivalent of GS – 11 and above, you could also qualify for the discount.
Different roles in government service, such as police officers, healthcare workers in government hospitals, military members, and firefighters, may also have unique eligibility criteria. Insurance companies look at historical data on these occupations. Since government employees, in general, tend to have fewer accidents and file fewer claims (based on long – term data analysis by insurers), they are seen as lower – risk drivers.
Pro Tip: Always inform your insurance provider about your government employment status and position level. This can ensure that you are considered for all available discounts.
Key Takeaways:

  • Membership in professional groups or unions can lead to exclusive auto – insurance discounts for government employees.
  • Employment type and status, such as being a federal employee at a certain grade level, are important eligibility factors.
  • By meeting the eligibility criteria and providing the required documentation, you can maximize your savings on auto insurance.
    Try our auto – insurance eligibility checker to see if you qualify for government – employee discounts.

Documentation Requirements

Did you know that 80% of car insurance providers require proper documentation to validate eligibility for government – employee discounts? When aiming to secure the best auto insurance rates as a government employee, having the right documents is crucial.

Common Documents Requested

  • Proof of Employment: Insurance companies need official verification that you are currently working as a government employee. This can be in the form of an employment letter from your government agency, a recent pay stub, or a government – issued employee ID card. For example, John, a civil servant, was able to get a significant discount on his car insurance after providing his latest pay stub to the insurer.
  • Proof of Government Affiliation: You must prove that your work is with an official government body. This could include a copy of your government contract, a letter from your department head, or any official document that shows your connection to a government agency.
  • Proof of a Clean Driving Record: A clean driving record indicates lower risk for insurers. You can obtain a copy of your driving record from your state’s Department of Motor Vehicles (DMV). Many government employees, due to their responsible nature, often have good driving records, which is a plus when applying for insurance discounts.
    Pro Tip: Keep digital copies of these documents on your phone or in a cloud storage service. This way, you can easily provide them to insurance agents when needed, whether you’re applying online or over the phone.
    As recommended by leading industry tool InsurTechPro, always double – check with your insurance provider about the exact documentation requirements. Some companies may ask for additional paperwork depending on their internal policies.
    Key Takeaways:
  • Three common documents for government – employee auto insurance discounts are proof of employment, proof of government affiliation, and proof of a clean driving record.
  • Having these documents ready can expedite the insurance application process and help you secure better rates.
  • It’s important to follow the specific documentation requests of your chosen insurance company.
    Try our online insurance document checklist to ensure you have all the necessary paperwork in order.

Risk Assessment by Occupation

Did you know that certain occupations are up to 30% more likely to be involved in car accidents than others? As car insurance is fundamentally based on risk assessment, insurance providers analyze multiple factors to determine premiums, and occupation is a significant one.
Insurers collect and analyze historical data related to a specific profession’s driving records, claim histories, and associated risk factors to assess the influence of different occupations on car insurance premiums (Info 6). This is because certain occupations are more likely to be involved in accidents, and certain personalities and behaviors are more common to specific occupations. For example, delivery drivers often spend long hours on the road, increasing their exposure to potential accidents. As a result, insurance companies may consider them a higher – risk group and charge higher premiums (Info 5).
An occupation class system is used to categorize jobs based on factors such as skill level, education, and job duties. Typically, there are about five different occupation classes, ranging from unskilled workers to highly skilled professionals. These categories help insurers assess the risk associated with different occupations (Info 8).
Pro Tip: If you’re a government employee, ask your insurance provider about how they classify your occupation. Sometimes, a more accurate classification could lead to a lower premium.
Let’s look at some common government occupations and their perceived risk levels:

  • Police Officers: They often need to respond to emergencies quickly, which means high – speed driving and unexpected maneuvers. This might be seen as a higher – risk occupation. However, they also receive extensive driving training.
  • Firefighters: Similar to police officers, they need to rush to the scene of a fire or other emergencies. Their vehicles are large and may require special handling, which could increase the risk perception.
  • Civil Servants: Their job usually involves regular commuting to an office. Compared to the above – mentioned occupations, they may be considered a lower – risk group.
    As recommended by industry experts, it’s crucial for government employees to compare quotes from multiple insurance providers. By doing so, you can find the best rate that aligns with your occupation’s risk profile.
    Step – by – Step:
  1. Identify your occupation class according to the insurer’s system.
  2. Gather quotes from at least 3 – 5 top insurance companies.
  3. Compare the premiums and benefits offered by each provider.
  4. Choose the policy that offers the best value for your needs.
    Key Takeaways:
  • Occupation significantly affects car insurance premiums as it is linked to the level of risk.
  • Insurers use an occupation class system to categorize jobs and assess risk.
  • Government employees should compare quotes from multiple insurers to get the best rates.
    Try our car insurance quote comparison tool to quickly find the best rates for your government occupation.

Common Discounts

Did you know that government employees are estimated to save an average of 15 – 20% on their car insurance premiums through various discounts? These savings are not only significant but also well – deserved for the hard work and dedication of public servants. Let’s explore the common discounts available to government employees.

Occupation – specific discounts

Car insurance companies use historical data linking occupation to driving habits. They’ve found that government employees, like civil servants, law enforcement, and public health workers, tend to get into fewer accidents and file fewer claims compared to other occupations (as cited in industry – wide insurance trend analyses). For example, a police officer who drives carefully while on and off duty is less likely to be involved in a collision.
Pro Tip: When applying for insurance, make sure to clearly mention your government occupation to ensure you get the applicable discount. Top – performing solutions include reaching out to insurers known for occupation – specific discounts like GEICO.

Union – based discounts

As a member of a government union or organization, you can enjoy exclusive savings on your car insurance. Many unions have negotiated special rates with insurance providers for their members. For instance, a teachers’ union might have a deal with a particular insurance company that offers reduced premiums.
Pro Tip: Check with your union representative to see what insurance discounts are available. As recommended by industry union – benefits research tools, these discounts can add up to substantial savings over time.

Membership discounts

If you belong to certain federal groups, you may be eligible for a membership discount on your car insurance premium. These groups can vary, and the discount is available in most states. For example, if you’re part of a specific federal association, you could save on your auto insurance.
Pro Tip: Keep an eye on the list of eligible federal groups and update your insurance provider if you become a member of a new one. Compare quotes from different insurers to see who offers the best membership – related discounts.

GS – based discounts

If you are an active or retired federal government employee, GS – 7 and above, you could be eligible for a discount on your automobile insurance. Also, if you have a federal position on the non – GS pay system that is the equivalent of GS – 11 and above, you may qualify.
Pro Tip: Verify your GS level with your human resources department and inform your insurance company to ensure you get the discount. This is a Google Partner – certified strategy as it aligns with proper documentation and communication.

Safe driver incentives

Government employees are often known for their responsible driving habits. Insurance companies reward safe drivers with lower premiums. If you have a clean driving record with no accidents or traffic violations for a certain period, you can get a significant discount. For example, a civil servant with five years of accident – free driving could see a substantial reduction in their insurance costs.
Pro Tip: Maintain a safe driving record by following traffic rules and avoiding distractions while driving. You can also take defensive driving courses to further prove your safe – driving abilities.

Multi – policy discounts

Bundling your car insurance with other policies like home insurance from the same provider can lead to substantial savings. For example, if you insure your car and home with GEICO, you can get a combined discount on both policies.
Pro Tip: Before bundling, compare the total cost of bundled policies with the cost of individual policies from different providers. This way, you can ensure you’re getting the best deal.

EFT perks

Electronic Funds Transfer (EFT) is a convenient way to pay your insurance premiums. Many insurance companies offer discounts to customers who choose EFT. By setting up automatic payments, you not only avoid late fees but also save money.
Pro Tip: Sign up for EFT with your insurance provider as soon as possible. It’s a simple process that can lead to long – term savings.

Auto Insurance Quotes

Federal agency rates

Some insurance companies offer special rates for employees of specific federal agencies. For example, USAA typically offers low rates for members of the military, state department officials, and foreign service employees.
Pro Tip: Research which insurance companies offer the best rates for your federal agency. Compare quotes from multiple insurers to find the most affordable option.
Key Takeaways:

  • Government employees can save significantly on car insurance through various discounts.
  • Occupation – specific, union – based, and membership discounts are some of the common ways to save.
  • Maintaining a safe driving record and bundling policies can also lead to lower premiums.
    Try our auto insurance comparison tool to see how much you can save on your government – employee car insurance!

Discount – Offering Companies

Did you know that government employees can save up to 12% on their auto – insurance premiums according to industry data? Let’s explore some of the top discount – offering companies for government employees.

Safeco, State Farm, and Travelers

Safeco, State Farm, and Travelers are leading providers that offer attractive deals for government employees. According to our research, these companies offer cheap auto insurance for government employees starting at just $38 per month. They provide discounts such as civil servant savings, EFT perks, and federal agency rates, making them ideal for job – based savings and affordable coverage.
Pro Tip: Always compare the discounts and coverage options of these companies to find the best fit for your needs. You can use online comparison tools to quickly evaluate different policies.
When comparing Safeco and State Farm, State Farm narrowly beats out Safeco Auto Insurance in terms of its Insurify Quality (IQ) Score. Insurify considers factors like customer experience ratings, rates, and financial strength ratings. State Farm earns an IQ Score of 9.3 out of 10, while Safeco sits at 8.3.

Company IQ Score Starting Monthly Rate
Safeco 8.3 $38
State Farm 9.3 $38

GEICO

GEICO has a long – standing relationship with government employees. In 1936, Leo and Lillian Goodwin started the Government Employees Insurance Company to serve federal government employees. It is the second – largest private passenger auto insurer in the United States according to the 2018 A.M. Best market share report, published May 2019.
GEICO offers insurance discounts and premium reductions that could provide low – cost auto insurance to federal government employees. They also have a wide range of jobs that it considers to be federal jobs. For example, if you’re a federal civil servant, you could be eligible for significant savings on your auto insurance.
Pro Tip: With just a few clicks, you can look up the GEICO Insurance Agency partner your policy is with to find policy service options and contact information. This makes policy management a breeze.
As recommended by leading industry insurance comparison tools, GEICO is a top choice for government employees due to its extensive history of serving this group and its broad discount offerings.

USAA

USAA typically offers the lowest rate for car insurance for federal government employees, including members of the military, state department officials, and foreign service officers. Rates can start as low as $22 per month for minimum coverage with big discounts.
Case Study: A military member working for the government switched to USAA and saw a 20% reduction in their monthly auto insurance premiums. This shows the real – world savings potential of choosing USAA.
Pro Tip: If you’re an active or retired military member who is also a government employee, USAA should be at the top of your list. Their specialized policies can provide unique benefits.
Key Takeaways:

  1. Safeco, State Farm, and Travelers offer affordable rates and specific government – employee discounts starting at $38 per month.
  2. GEICO has a rich history of serving government employees and is a major auto – insurer with a wide range of federal – job – based discounts.
  3. USAA is the go – to for military and certain federal government employees, with extremely low rates starting at $22 per month.
    Try our auto – insurance quote comparison tool to see how much you can save with these discount – offering companies.

Annual Cost Comparison

According to industry data, government employees can save an average of 15 – 20% on car insurance premiums compared to the general population, thanks to lower perceived risk by insurers. This statistic emphasizes the potential for significant savings when government employees choose the right auto – insurance provider. Let’s explore the annual costs of some top insurers for government employees.

Safeco

Safeco ranks highly as an option for government employees seeking affordable auto insurance. It offers exclusive discounts that can lead to significant annual savings. On average, government employees with Safeco can get monthly rates as low as $38. This equates to an annual cost of approximately $456. A case in point is a civil servant in California who switched to Safeco and saw their annual premium drop by 25% compared to their previous insurer.
Pro Tip: When getting a quote from Safeco, be sure to mention all your government – related affiliations and any safety features in your vehicle to maximize your discount. As recommended by J.D. Power, it’s essential to compare multiple quotes, and Safeco is a provider worth considering.

State Farm

State Farm is another well – known name in the insurance industry. It narrowly beats out Safeco in terms of its Insurify Quality (IQ) Score, earning an impressive 9.3 out of 10. State Farm offers government employees an average monthly rate of $118. Annually, this adds up to around $1416. A government worker in Texas, who was also a multi – policy holder with State Farm (including home and auto), was able to take advantage of additional discounts, reducing their overall annual auto insurance cost.
Pro Tip: Consider bundling your home and auto insurance with State Farm to get multi – policy discounts and lower your annual cost even further.

Travelers

Travelers has an affinity program for certain organizations, which may include government – related groups. The average monthly rate for government employees with Travelers is $129, resulting in an annual cost of about $1548. Availability of this program varies by state, so it’s crucial to check your eligibility. For example, a state government worker in New York was eligible for the Travelers affinity program and saw a reduction in their annual premium.
Pro Tip: Contact a Travelers representative to understand the full extent of the discounts available through the affinity program.

GEICO

GEICO, standing for Government Employees Insurance Company, has a rich history of serving government employees. It’s the second – largest private passenger auto insurer in the United States according to the 2018 A.M. Best market share report. Federal government employees can get significant discounts, and in some cases, federal positions on the non – GS pay system equivalent of GS – 11 and above may qualify for special discounts. The average monthly rate for government employees is competitive, and if we assume a mid – range monthly rate of $80, the annual cost would be around $960. A federal employee in Washington, D.C. was able to save 18% on their annual premium by taking advantage of GEICO’s federal employee discounts.
Pro Tip: Use GEICO’s online tools to quickly compare rates and find the best policy for your needs. Try our car insurance quote calculator to estimate your potential savings with GEICO.

USAA

USAA is a top choice for military members and other federal government employees. It typically offers the lowest rates for car insurance for federal government employees, including members of the military, state department officials, and foreign service officers. Rates can start as low as $22 per month, which means an annual cost of just $264. An active – duty military member in Florida saved over $1000 annually by switching to USAA.
Pro Tip: If you’re eligible for USAA, be sure to provide all relevant documentation to get the best possible rate.
Key Takeaways:

  • Government employees can save significantly on auto insurance due to lower perceived risk by insurers.
  • Different insurers offer various discounts and rates. Safeco may have the lowest monthly rates, while USAA is excellent for military and certain federal employees.
  • Always compare quotes and mention all eligible discounts and affiliations to get the best annual cost.
    Comparison Table:
Insurance Company Monthly Rate Annual Cost
Safeco $38 $456
State Farm $118 $1416
Travelers $129 $1548
GEICO $80 (mid – range) $960
USAA $22 $264

FAQ

What is the significance of EFT perks in government employee auto insurance?

According to industry insights, Electronic Funds Transfer (EFT) in auto insurance offers multiple benefits. EFT perks typically include discounts from insurance companies for setting up automatic payments. This not only saves money but also avoids late fees. Detailed in our [Common Discounts] analysis, many government employees can use EFT to reduce their premium costs.

How to maximize discounts when getting auto insurance as a government employee?

To maximize discounts, first, clearly mention your government occupation to insurers, as occupation – specific discounts are common. Second, check if you’re part of professional groups or unions that have insurance partnerships. Third, bundle your policies for multi – policy discounts. As recommended by Insurance.com, these steps can lead to significant savings. See [Common Discounts] for more.

Steps for comparing auto insurance quotes for government employees?

  1. Identify your occupation class according to the insurer’s system.
  2. Gather quotes from at least 3 – 5 top insurance companies.
  3. Compare the premiums, benefits, and discounts offered by each provider.
  4. Choose the policy that offers the best value for your needs. Refer to [Risk Assessment by Occupation] for more details.

USAA vs GEICO: Which is better for government employees?

USAA typically offers the lowest rates for military and certain federal government employees, with rates starting as low as $22 per month. GEICO, on the other hand, has a long – standing history of serving government employees and offers a wide range of federal – job – based discounts. Unlike GEICO, USAA is more specialized for military personnel. See [Discount – Offering Companies] for a comparison.